The usual power fed to home circuits is sent to the mains as 240V with a neutral. The neutral is the center tap of the 240V transformer winding, thus there is 120v from each + to the neutral, and 240V betwen the two + taps. All the power comes from a single phase and this is known as split phase. The voltage difference when each tap is at maximum is 240 volts peak to peak and zero when each tap crosses the zero reference point, the 2 + taps are 180 degress apart btw. On another not theres no such thing i ever heard of called 2 phase.