Here's a pisser!

chcr

chcr

Too cute for words
I just found out today that the local hospital (not for profit, community hospital) will no longer be accepting my health insurance. Now, I've mentioned before, I think, that my wife is an oncology nurse (Twenty years as an associate degree RN, Saturday she graduates with her bachelors:headbang: ). Geuss where she works. When she hears this, she'll have a cow (I don't like milk that much). Oh well, I haven't had a raise in two years (we're giving you overtime, you make more now:mad: ), guess it's time to start looking seriously. I, for one, am seriously cheesed.
 
Gato_Solo said:
Perhaps they don't want their own people going there.
Click to expand...
We don't have the same insurance, Gato. She has it through the hospital, I have it through where I work. She'll be covered.

Leslie, it's the good old American way, money before anything else. The health care system in our country needs to be completely revamped, but I don't want to be labeled a commie by saying what I think.

Closest hospital I can use is thirty miles away.
 
but really, they can pick and choose what insurance they will and will not take?!

that's AWFUL! :eek5:
 
Is she union by any chance? I can imagine the union having fun with that.

"What good is this insurance if you don't even honor it? We deserve better..."
 
Squiggy said:
Is she union by any chance? I can imagine the union having fun with that.
Click to expand...
Again, her insurance is not affected, just mine.
No to the union.
 
chcr said:
I just found out today that the local hospital (not for profit, community hospital) will no longer be accepting my health insurance. Now, I've mentioned before, I think, that my wife is an oncology nurse (Twenty years as an associate degree RN, Saturday she graduates with her bachelors:headbang: ). Geuss where she works. When she hears this, she'll have a cow (I don't like milk that much). Oh well, I haven't had a raise in two years (we're giving you overtime, you make more now:mad: ), guess it's time to start looking seriously. I, for one, am seriously cheesed.
Click to expand...
:confuse3:
k...so -

say you're deathly sick...and you show up there...

what happens?
 
Yep, go to a non preferred provider, you usually pay at least 20% out of pocket, go to your preferred provider, it's a copay with most, sometimes 10% if you got crappy insurance. It does seem odd, Leslie, I know. The healthcare system in the US needs a good swift kick in the ass, a huge paper shredder, and a start-over. Problem is, the start over would still be done by the HMO's, so it would probably just hurt us in the long run.:disgust2:
 
Even the military has gone HMO crazy... I'm still getting bills from an emergency room visit I had in 1998, when I gave the paperwork to our HMO system to pay the bill. :eek:
 
Hospitals and doctor's offices can pick and choose which insurance they will take, much as any merchant can pick and choose which credit cards they will accept. This particular hospital might have decided to no longer accept his insurance because of the length of time it takes to pay up, the amount they'll pay, etc.

If he doesn't like the health insurance his work provides, he can always go get his own. He'll pay more (this entire post is posted without regard to chcr's income or financial situation, nor is it advice or a suggestion... just an explanation for people unfamiliar with our health insurance system), because he won't get large group rates, but he can get his own insurance. It's similar to buying a car, and then replacing the stereo with an aftermarket one. The stereo that came in the car was adequate and played the same music. The replacement stereo setup sounds better, though, and has more features... but cost a lot more. So if you want what's free with the car, it's there for the taking but the quality isn't as good. If you want to pay for better quality, the options are there but they cost you.

I realize it's an oversimplified analogy, but it shows the basics of how it works.
 
Insurance is a funny thing, car or otherwise. It's a rip-off to the vast majority of people... but when you need it and it's there, it's worth every penny. Unless they let you pay into their system for 20+ years, then cancel your policy after your very first claim.
 
You must log in or register to reply here.
Back
Top