Here is a zipped .psd ,I used for my av.Open it in Imageready and you can hopefully figure it out. Here is what it looks like opened in Imagready http://www.members.shaw.ca/dee-nem/ImageReady.jpg
well if you are going to do that ,the attached gif may be easier to understand.The quality will be much better using the original images ,rather than the "gif" format of your avatar that I used.