First and foremost I agree with you about the gratuitous sex gf. I mean, all anyone saw was Reeves ass at the end, and that makes me ill. Girls got too see something, why can't the guys?
Okay, the fight scenes and special effects were astounding. I am still fascinated with the slow motion bullet scenes and the fight with Agent Smith was incredible. I mean when he pulled out that poll and just started smashing everyone...awesome...simply awesome.
Another effect I thought was pretty cool even though it was sort of borrowed from the first one was the method in which Smith copied himself. I thought it was pretty neat the way that "shiny slime" covered his victims and changed them.
I did like the scene with the Architect(sp?) but mainly because of what was happening in the T.V. monitors with the previous versionsof Neo. Some of that stuff cracked me up.
I don't know, I guess I just expected a little more action and a little less talk.