'Nother scam

[HomeLAN]

Why would I go into it again, Prof? I've given that that set of lectures often enough - if folks don't want to listen, it's their fuckin' problem. I will say this, though:

Cash vs. credit has very little to do with discipline and everything to do with planning. I carry no cash - ever - and my budgeting and tracking systems are complex and detailed enough that they require Access, not Excel.

 

[HomeLAN]

As for check scams, they've been around since checks have. My personal favorite is "check washing", where they take your check, "wash" your writing off of it, and have a blank, VALID check on your account. Yippee!

 

[Professur]

Oh, and for Gawd's sake people, don't be stupid enough to write a cheque with an Erasermate pen.
I personally always write "For Deposit only" on the back of every single cheque I write. That way, the cheque cannot (at least up here) be cashed without at least transacting with a bank account. Papertrail is everything.

 

[Nixy]

Why would I go into it again, Prof? I've given that that set of lectures often enough - if folks don't want to listen, it's their fuckin' problem. I will say this, though:

Credit vs. credit has very little to do with discipline and everything to do with planning. I carry no cash - ever - and my budgeting and tracking systems are complex and detailed enough that they require Access, not Excel.

So you DO buy stuff on credit?

 

[HomeLAN]

Of course I do. Exclusively. Then I pay the balance off by the due date. I've explained why many, many times before.

 

[Nixy]

Of course I do. Exclusively. Then I pay the balance off by the due date. I've explained why many, many times before.

Then why the hell is Prof giving me shit because I plan to do the same and saying you're going to lecture me over it?