American Health Care

Very true Squiggs, Paula is working in a Drs office now, and although it's Psychology, I'm sure it's the same for others. The point being, if we could go to the Dr. and pay what the insurance company pays them, not what we see billed, but what they actually get paid, we could afford to not have insurance.
 
Squiggy said:
Insurance is the largest scam in our society. Not likely to change though. its state sponsored now...
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Yep. Once "someone else" is picking up the tab people go in for all kinds of stupid reasons, hiking all our bills. Insurance is socialized medicine.

Inky said:
If California's Medi-Cal plan is about how it would be if the federal government had a state-run insurance plan, then God help us all
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Has there ever been anything that improved once government got ahold of it? I thought not.

Squiggy said:
A commodity for the wealthy
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When was the last time a poor person paid your salary? There's nothing wrong with being filthy rich.
 
I don't begrudge anyone their wealth. But insurance is a luxury for the rich that the governments and insurance lobbyists are making mandatory for the rest of us. The insurance companies compile the odds of what it costs you for things, tack on their tidy profit, then get the government to make you buy it. Its bullshit. from step one.
If you want to insure your car, feel free. But if i accidently hit it, you should only be able to collect from me. Not some company thats going to make it a long drawn out legal affair driving up the cost of EVERYTHING at astronomical rates...Insurance is what throws the entire game out of balance.
 
Auto insurance is a tax.

Medical insurance is a necessity. However, we could all stand to lessen our coverage to catastrophic only & start back to paying the docotrs out of our pocket. Prices would plunge.
 
Seems almost too late for that already...Even office visits are getting out of hand. I wish someone would do an analysis of how mucu of what is spent on insurance actually gets paid to cover what its insuring....Its just a trough for the lawyers and now the doctors have joined them with these rediculous fake insurance HMOs....Even socialized wouldn't waste as much money as whats going on now...
 
you had me until the final sentence...look to meicare for an example of what a professional black hole looks like. HMO's & PPO's are childrens games in comparison.
 
You need to look close at that. Its the doctors who are ripping medicare. Not the participants...they are setting up their own labs and therapy units as seperate entities and sending their patients there so they can overcharge medicare for what they're providing. I've experienced this first hand with my father and his polmunery specialist. The guy was submitting bills to medicaid for services my father not only never recieved, but couldn't have done anyway....
 
Ms Ann Thrope said:
for many people the emergency room is where they go since they don't have a regular doctor.
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tell me about it.

insurance, or the lack of it, is a concern but not the biggest in healthcare.
the hospital i work at is one of the top 5 biggest providers of free care in the state. all the hospitals in the state pay into a fund to help reimburse the hospitals for all the free care. all that free care gets passed along to the people that can pay driving up costs. however, there are other issuse that need to be addressed also.

the fear of lawsuits is such that a lot of doctors will order tests that they know are unnecessary just to cover themselves in the event something else goes wrong in the near future. doctors are overbooked everywhere. hospital staffing is low. there arent enough nurses, radiology techs, lab personnel, etc to go around. the population is aging rapidly. the bulk of the baby boomers are reaching the years when they are going to need more specialized health care. our knowledge and technology has outpaced our useful life spans. the waste involved in hospital is immense. the ever changing government regulations is mind boggling. then there are the pharmacutical companies.
after this recent flu outbreak, i only hope and pray that nothing more lethal comes along. all the ER's around here basically ground to a halt because of the flu. the system is on the verge of collapsing under its own weight IMO.
 
Squiggy said:
You need to look close at that. Its the doctors who are ripping medicare. Not the participants...they are setting up their own labs and therapy units as seperate entities and sending their patients there so they can overcharge medicare for what they're providing. I've experienced this first hand with my father and his polmunery specialist. The guy was submitting bills to medicaid for services my father not only never recieved, but couldn't have done anyway....
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That happens to EVERYONE, I think. It happened to me and I don't have any form of insurance. I broke my wrist years ago and the hospital bill I received listed items and services I never received totalling over 300 dollars. When I called to get the charges removed, they were dropped immediately, no questions asked. Made me wonder if this was standard operating procedure.... :mad:
 
Squiggy said:
You need to look close at that. Its the doctors who are ripping medicare. Not the participants...they are setting up their own labs and therapy units as seperate entities and sending their patients there so they can overcharge medicare for what they're providing. I've experienced this first hand with my father and his polmunery specialist. The guy was submitting bills to medicaid for services my father not only never recieved, but couldn't have done anyway....
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thats is illegal here in MA. conflict of interest and insurance fraud. doctors have lost their licenses over it.
 
Sqiggy said:
The guy was submitting bills to medicaid for services my father not only never recieved, but couldn't have done anyway....
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Report him to the state board (as many as Jersey has, there may be a dozen or more)...

If we, the consumer & ultimately, the EMPLOYER of these doctors, hold them as accountable as a regualr employer would, this crap would stop. We are responsible for what goes through the system.
 
Gonz said:
If we, the consumer & ultimately, the EMPLOYER of these doctors, hold them as accountable as a regualr employer would, this crap would stop. We are responsible for what goes through the system.
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The problem being the vast majority of the consumers are stupid and lazy, and would rather bitch about the problems in the system then try to get them fixed.
 
Gonz said:
Report him to the state board (as many as Jersey has, there may be a dozen or more)...

If we, the consumer & ultimately, the EMPLOYER of these doctors, hold them as accountable as a regualr employer would, this crap would stop. We are responsible for what goes through the system.
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I was mad when they claimed the doctor submitted his name for scheduling ...I was FURIOUS when I found out the doctor was one of the co-owners of the therapy clinic....I was LIVID when dozens of phone calls to state agencies and political figures coudn't resolve it...

THE SYSTEM SUCKS!

Its like THEY don't care.
 
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