thanks guys, It was between the tundra and the f150.
Unfortunately, i would have had to go to the 2000 tundra to get the payments i needed. plus it had like 70k miles on it.
I guess it says a lot for how Toyotas hold their value if a 2000 model with 70K miles on it would have the same payments as a 2004-or-newer Ford with 23K miles... either that, or the financing department was a lot more willing to deal with you at the Ford place than the Toyota place.