Thoughts on this.......
- Thread starter Mare
- Start date
SexyBoo
Well-Known Member
Really dumb! I was always nervous driving in Alabama because, at least for a while, they did not require drivers to have insurance on their vehicles. I just knew I was going to end up being in an accident with one of these people and my insurance or my own money was going to have to cover the repairs on my car and any injuries.Mare said:
Mare said:YOU summed it up in 2 words....
makes you just want tosomebody HUH?!?!?!
I t does.
[rant]When I taught people with disabilities a lot of my students were folks with horrendous physical disabilities as a result of motor accidents.......any bugger who thinks "I won't be involved in a car crash" should be made to spend a year in those folks shoes.[/rant]
Insurance, of course, isn't a gaurantee against being involved in an accident....but it at least helps with monetary worries after.
AlphaTroll
New Member
Driving without insurance is just about the norm in SA as far as taxis go (the taxi situation in SA is like nothing on this earth - deathtraps on wheels those things).bleach said:
It's stupid to do, not because it's illegal, but because of the monetary implications. Unfortunately insurance pay-outs are notoriously slow and by the time you get the cheque inflation has eaten half of it & the cost of your medical expenses etc have sky rocketed, so the money you DO get out at the end barely buys a chappie
My friend had a terrible car accident 1½ years ago (a taxi skipped a stop sign & smashed into her in the middle of an intersection). As a result she has only one kidney functioning properly, she may never be able to have children because her ovaries got smashed, she had whiplash that pulled her spinal chord in the neck area totally out of place & now she gets terrible headaches as a result. After all this time she is still waiting for a 3rd party insurance claim because - as can be expected - the damned taxi driver wasn't insured (and with the 3rd party claims tax payers like me are settling the bill for his stupidity).
paul_valaru
100% Pure Canadian Beef
It's like arguing with someone on the internet
just dumb
just dumb
AlphaTroll said:Driving without insurance is just about the norm in SA as far as taxis go (the taxi situation in SA is like nothing on this earth - deathtraps on wheels those things).
It's stupid to do, not because it's illegal, but because of the monetary implications. Unfortunately insurance pay-outs are notoriously slow and by the time you get the cheque inflation has eaten half of it & the cost of your medical expenses etc have sky rocketed, so the money you DO get out at the end barely buys a chappie
My friend had a terrible car accident 1½ years ago (a taxi skipped a stop sign & smashed into her in the middle of an intersection). As a result she has only one kidney functioning properly, she may never be able to have children because her ovaries got smashed, she had whiplash that pulled her spinal chord in the neck area totally out of place & now she gets terrible headaches as a result. After all this time she is still waiting for a 3rd party insurance claim because - as can be expected - the damned taxi driver wasn't insured (and with the 3rd party claims tax payers like me are settling the bill for his stupidity).
Insurance claims take forever to sort out in the UK as well.......my mates wife had to wait over 2 years just for a simple whiplash claim (and that was with both parties being insured).
tonksy
New Member
it's very dumb....but can anyone explain why the shit is sooo expensive? like i don't have enough problems i have to shell out all that damn cheddar over to some insurance company for some untangible item as insurance? it's insane how much it costs! and it appears to only be getting worse. i saw a news report about how they are going to start running credit reports at insurance companies and your rates could go up or you could even be dropped depending on your credit report- not your driving record and i think this is disgusting!
Dave
Well-Known Member
god i hope not.tonks said:
i already pay some of the highest premiums in the state because my town has 2 major highways and 2 heavily traveled state roads going through it. any speeding tickets or accidents happening on those stretches of road counts against the town when they figure their rates. we also have a large function hall/nightclub and a large cinema in town. any stolen/damaged vehicles in those lots gets counted against the town too.
I wasn't counting the word "and", smartass........ 
