I'd actually like to get a four-cylinder, extended-cab truck... S-10, Ranger, Tacoma, B2500, that sort of thing. I'd want a four-banger because of the gas savings, and I'd want a manual tranny because I know I'd have to downshift for hills. I'd need air conditioning for the 115-degree days we get over here, and I'd really like a key fob. The idea behind getting a small truck like that is that I would only need one vehicle for everything I could see myself using a car for in the next few years. But I moved to a bigger place instead, so the only way I would get something new for the time being is if I get in a crash or something else happens that I cna't drive the Neon anymore... in which case I'd use insurance money and dip into savings to have the car paid for, because I can't do the monthly payments unless they're hella-cheap.