Helpless women?

[greenfreak]

Considering that Rusty is 30, I don't expect it to be that expensive, it's just that he's an inexperienced driver and we're trying to save for a house. I'd like to avoid it as long as possible.

 

[Luis G]

Why don't insure the car instead of the drivers?

That's how it works here, doesn't matter who is driving the car, as long as he/she has a license the car is covered by the insurance.

 

[HomeLAN]

Some policies will. Depends how it's written. However, that clause is really meant for very occasional drivers (i.e., you get shitfaced and a buddy drives your sorry ass home). If the other driver has a wreck, wasn't listed as a secondary driver on your poilicy, and lives with you, you're looking to get your claim denied for fraud.